{"id":410319,"date":"2025-10-26T19:46:53","date_gmt":"2025-10-26T18:46:53","guid":{"rendered":"https:\/\/climatescience.press\/?p=410319"},"modified":"2025-10-26T19:46:55","modified_gmt":"2025-10-26T18:46:55","slug":"zillow-first-street-and-the-price-of-panic-can-climate-data-be-sued","status":"publish","type":"post","link":"https:\/\/climatescience.press\/?p=410319","title":{"rendered":"Zillow, First Street, and the Price of Panic: Can Climate Data Be Sued?"},"content":{"rendered":"\n
\"Aerial<\/figure>\n\n\n\n

<\/p>\n\n\n\n

From Watts Up With That?<\/a><\/p>\n\n\n\n

By Charles Rotter<\/a><\/p>\n\n\n\n

\"An<\/figure>\n\n\n\n

When climate \u201crisk\u201d turns into a weapon, the courts eventually notice. The recent lawsuit by Andrew and Eri Uerkwitz against Zillow and First Street Technologies <\/a>may well mark a turning point in the growing entanglement of climate data, real estate markets, and the casual use of fear to move public sentiment and private profit.<\/p>\n\n\n\n

The case, filed in New York County Superior Court, stems from Zillow\u2019s partnership with First Street Technology\u2014a private firm that produces so-called \u201cclimate risk data.\u201d The couple\u2019s Chappaqua home, a modest 2,313-square-foot property listed for $1.15 million, carried an ominous flood-risk score of 9 out of 10 on Zillow, indicating \u201cextreme risk.\u201d According to the complaint, this label caused the property to be \u201cstigmatized as materially unsellable at its actual market value,\u201d leading to the eventual sale of the home at a $100,000 loss.<\/p>\n\n\n\n

The Uerkwitzes\u2019 experience wasn\u2019t unique\u2014it was simply the first to reach the courts. Buyers, after seeing the 9\/10 \u201cextreme flood risk\u201d rating, walked away. The lawsuit contends that the supposed 99% probability of flooding within 30 years was not just exaggerated, but false\u2014contradicting FEMA flood zone maps, on-site inspections, and even the basic topography of the property. As the complaint notes, \u201cThe property is not located in a FEMA flood zone, has never flooded, does not require flood insurance, and includes topographical and structural features that preclude a credible risk of flooding\u201d.<\/p>\n\n\n\n

This is the first real-world consequence of what might be called algorithmic climate alarmism<\/em>. Private data firms like First Street market themselves as providing \u201cforward-looking climate risk intelligence,\u201d which sounds scientific but is, in practice, a speculative modeling exercise. In the case of the Uerkwitz home, the model\u2019s dire prediction bore no relationship to empirical evidence. Yet Zillow plastered it across a public listing platform with enormous influence over market perception.<\/p>\n\n\n\n

In effect, what First Street did for Zillow mirrors what climate activists have done for years in the political arena: assign numerical certainty to future catastrophe, then treat those numbers as incontrovertible truth. The difference is that, this time, there\u2019s a paper trail, a quantifiable loss, and a defendant.<\/p>\n\n\n\n

The plaintiffs are seeking $500,000 in damages\u2014not only for the financial harm but for reputational injury to the property itself. It\u2019s worth noting that Zillow has since quietly modified its listings to include FEMA\u2019s own data and a disclaimer acknowledging potential \u201cdiscrepancies\u201d between flood assessments. This change, made only after the lawsuit was filed, suggests an implicit recognition that the data being presented may not have been reliable or appropriately contextualized.<\/p>\n\n\n\n

This lawsuit raises a broader question that policymakers and data firms have so far ignored: Can private companies\u2014and, by extension, governments\u2014be held legally responsible for propagating unproven climate risk data that materially damages livelihoods? For years, the climate fear industry has operated under the assumption that predictions of doom are protected speech, or at worst, harmless \u201cawareness raising.\u201d But when those predictions affect markets, pricing, and consumer behavior, they cease to be abstract. They become economic actions with measurable consequences.<\/p>\n\n\n\n

Consider what\u2019s happening here. A model built on speculative assumptions projects a flood risk decades into the future. That projection is published without clear disclosure of its uncertainties. A buyer, seeing an \u201cextreme risk\u201d badge, walks away. The seller takes a six-figure loss. The model\u2019s authors profit from licensing their data, while the marketplace absorbs the cost. That isn\u2019t science\u2014it\u2019s commercialized fear.<\/p>\n\n\n\n

Experts quoted in the piece defend First Street by claiming that FEMA flood maps are \u201cout of date.\u201d This is the standard refrain used to justify the expansion of private climate modeling firms. Yet FEMA\u2019s maps, for all their flaws, are at least grounded in verifiable hydrological and historical data. First Street\u2019s models, by contrast, are proprietary black boxes. They can\u2019t be independently audited or falsified, which means they fail the most basic standard of scientific integrity.<\/p>\n\n\n\n

The irony, of course, is that climate modeling\u2019s defenders often accuse skeptics of \u201cdenialism.\u201d Yet when their own predictions are challenged in court, the defense will likely rest on the claim that these are mere projections, \u201cnot meant to be taken as guarantees.\u201d That argument may shield them from liability\u2014but it also destroys the premise that their models are trustworthy guides for policy or investment.<\/p>\n\n\n\n

Compass CEO Robert Reffkin, quoted in the same article, called such listings a \u201cdisservice\u201d to homeowners, likening them to \u201ctabloid headlines\u201d designed to attract attention rather than inform buyers. His analogy is apt. Fear sells. Negative headlines, whether about hurricanes or home values, keep the clicks coming. And as long as the public continues to equate model output with objective reality, data firms have every incentive to amplify the drama.<\/p>\n\n\n\n

But courts operate differently than activist NGOs or social media algorithms. Judges tend to ask for evidence. If this case proceeds, the discovery process could compel Zillow and First Street to disclose the methods, parameters, and assumptions behind their flood risk calculations. That transparency alone could be devastating to an industry built on proprietary secrecy. The plaintiffs\u2019 attorneys will undoubtedly question how the company arrived at a 99% probability of flooding for a property that has never flooded<\/em>, not even during major hurricanes Ida or Irene.<\/p>\n\n\n\n

The implications reach far beyond real estate. If a climate data firm can be sued for damages arising from exaggerated risk claims, what about investment firms that downrate assets based on speculative climate models? What about insurance companies that raise premiums on the same basis? Or municipalities that depress property values through \u201cresilience zoning\u201d informed by faulty projections?<\/p>\n\n\n\n

For years, climate activists have demanded that companies face liability for \u201cclimate denial.\u201d The Uerkwitz case suggests that the opposite risk may now emerge liability for\u00a0climate exaggeration.<\/em>\u00a0If a firm\u2019s data can demonstrably harm individuals through reckless presentation of unverified risks, courts may eventually impose the same standards of truthfulness expected in any other field of commerce.<\/p>\n\n\n\n

This is not an attack on free speech\u2014it\u2019s a restoration of accountability. When predictions become products, they must meet the same evidentiary threshold as any other market claim. If First Street\u2019s data turns out to be unreliable, then its dissemination through Zillow constitutes not awareness but defamation\u2014against both people and property.<\/p>\n\n\n\n

The broader lesson is that \u201cclimate transparency\u201d is meaningless without accuracy. In their rush to align with environmental virtue, corporations like Zillow may have opened themselves to a new form of liability: not for ignoring climate change, but for overstating it. Fear, it turns out, is not a harmless marketing tool. It\u2019s a quantifiable liability when it devalues assets, distorts markets, and undermines public trust.<\/p>\n\n\n\n

The Uerkwitz lawsuit could be the first of many. If courts begin recognizing that climate risk data can inflict tangible economic harm, the entire architecture of climate fearmongering\u2014from ESG scoring to catastrophe modeling\u2014may soon find itself under legal scrutiny. The age of consequence may finally arrive, not for those who \u201cdeny\u201d the crisis, but for those who profit from inventing it.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

When climate \u201crisk\u201d turns into a weapon, the courts eventually notice.\u00a0The recent lawsuit by Andrew and Eri Uerkwitz against Zillow and First Street Technologies\u00a0may well mark a turning point in the growing entanglement of climate data, real estate markets, and the casual use of fear to move public sentiment and private profit.<\/p>\n","protected":false},"author":121246920,"featured_media":410322,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_crdt_document":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[691839093,691829604,691836989,691839092,691839089,691839091,691833987,691839088,691839094],"class_list":{"0":"post-410319","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-uncategorized","8":"tag-algorithmic-climate-alarmism","9":"tag-climate-lawsuits","10":"tag-climate-risk-data","11":"tag-fema-flood-zone","12":"tag-first-street-technology","13":"tag-flood-risk-score","14":"tag-modeling","15":"tag-new-york-county-superior-court","16":"tag-uerkwitz-case","18":"fallback-thumbnail"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/10\/0AQOhYF7GOdEcoMXEHOEJZGtk6bqf_6p88lrSBQxKU9RT3tx1hFET1qC7KNpprOqi-eCG-YiVIlWu5fR6OWKs3qu72o6UmOkpxLIjRpIl2zIpZzvCDi0ULAaJ4gc6bLnP-1.jpeg?fit=1505%2C934&ssl=1","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paxLW1-1IK3","jetpack-related-posts":[{"id":417129,"url":"https:\/\/climatescience.press\/?p=417129","url_meta":{"origin":410319,"position":0},"title":"Media Outlets Shill for Climate Risk Firm, Despite No Evidence Showing Climate Change Threatens Homes","author":"uwe.roland.gross","date":"12\/12\/2025","format":false,"excerpt":"Multiple media outlets, including\u00a0CNN,\u00a0The New York Times (NYT),\u00a0Euro News, and\u00a0The New Republic, recently posted articles complaining that the real estate website Zillow was removing \u201cclimate risk scores\u201d from their home listing info, claiming that it puts home buyers at risk. The mainstream media outlets are wrong and Zillow is right.\u2026","rel":"","context":"In \"\u201cclimate risk scores\u201d\"","block_context":{"text":"\u201cclimate risk scores\u201d","link":"https:\/\/climatescience.press\/?tag=climate-risk-scores"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/12\/AQMsEZMAJNGZ9rW0kZZ610UccnMMjbsrMAzxfjneA7fB2R5K2UrmnLxa40QDTBIEEm7PQXER9QNdwduZWgWwLfibjLdfI5CBTkTpeggJVgmCGNx5fs131n061GIYqG6cgZHb7aOkb-tihZ3N-VllrNKlYbgQ.jpeg?fit=1200%2C1200&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/12\/AQMsEZMAJNGZ9rW0kZZ610UccnMMjbsrMAzxfjneA7fB2R5K2UrmnLxa40QDTBIEEm7PQXER9QNdwduZWgWwLfibjLdfI5CBTkTpeggJVgmCGNx5fs131n061GIYqG6cgZHb7aOkb-tihZ3N-VllrNKlYbgQ.jpeg?fit=1200%2C1200&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/12\/AQMsEZMAJNGZ9rW0kZZ610UccnMMjbsrMAzxfjneA7fB2R5K2UrmnLxa40QDTBIEEm7PQXER9QNdwduZWgWwLfibjLdfI5CBTkTpeggJVgmCGNx5fs131n061GIYqG6cgZHb7aOkb-tihZ3N-VllrNKlYbgQ.jpeg?fit=1200%2C1200&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/12\/AQMsEZMAJNGZ9rW0kZZ610UccnMMjbsrMAzxfjneA7fB2R5K2UrmnLxa40QDTBIEEm7PQXER9QNdwduZWgWwLfibjLdfI5CBTkTpeggJVgmCGNx5fs131n061GIYqG6cgZHb7aOkb-tihZ3N-VllrNKlYbgQ.jpeg?fit=1200%2C1200&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/12\/AQMsEZMAJNGZ9rW0kZZ610UccnMMjbsrMAzxfjneA7fB2R5K2UrmnLxa40QDTBIEEm7PQXER9QNdwduZWgWwLfibjLdfI5CBTkTpeggJVgmCGNx5fs131n061GIYqG6cgZHb7aOkb-tihZ3N-VllrNKlYbgQ.jpeg?fit=1200%2C1200&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":414642,"url":"https:\/\/climatescience.press\/?p=414642","url_meta":{"origin":410319,"position":1},"title":"Consumer Watchdog Alerts Feds About Alleged Climate Activist Scam","author":"uwe.roland.gross","date":"25\/11\/2025","format":false,"excerpt":"Consumers\u2019 Research sent a letter to several members of the Trump administration Thursday, urging agencies to ditch any association with the company First Street over its allegedly inaccurate climate risk modeling.","rel":"","context":"In \"Climate change\"","block_context":{"text":"Climate change","link":"https:\/\/climatescience.press\/?tag=climate-change"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/11\/0AQOR2Sl6kPvA6A_dCdiYzh5yjAO9stVd-M53eHiWUcre76cRnvtpMRC33Q5qFL_wxCu0CzaImWDtCyc4QmEq3YwaKFmDN2aAhYdYpjrf1HmebTxJMxb0Z6hh-gQO0GUs52oizZ97-pfSwEpi23UVUnGz-2in7Q-1.jpeg?fit=1200%2C1200&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/11\/0AQOR2Sl6kPvA6A_dCdiYzh5yjAO9stVd-M53eHiWUcre76cRnvtpMRC33Q5qFL_wxCu0CzaImWDtCyc4QmEq3YwaKFmDN2aAhYdYpjrf1HmebTxJMxb0Z6hh-gQO0GUs52oizZ97-pfSwEpi23UVUnGz-2in7Q-1.jpeg?fit=1200%2C1200&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/11\/0AQOR2Sl6kPvA6A_dCdiYzh5yjAO9stVd-M53eHiWUcre76cRnvtpMRC33Q5qFL_wxCu0CzaImWDtCyc4QmEq3YwaKFmDN2aAhYdYpjrf1HmebTxJMxb0Z6hh-gQO0GUs52oizZ97-pfSwEpi23UVUnGz-2in7Q-1.jpeg?fit=1200%2C1200&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/11\/0AQOR2Sl6kPvA6A_dCdiYzh5yjAO9stVd-M53eHiWUcre76cRnvtpMRC33Q5qFL_wxCu0CzaImWDtCyc4QmEq3YwaKFmDN2aAhYdYpjrf1HmebTxJMxb0Z6hh-gQO0GUs52oizZ97-pfSwEpi23UVUnGz-2in7Q-1.jpeg?fit=1200%2C1200&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/11\/0AQOR2Sl6kPvA6A_dCdiYzh5yjAO9stVd-M53eHiWUcre76cRnvtpMRC33Q5qFL_wxCu0CzaImWDtCyc4QmEq3YwaKFmDN2aAhYdYpjrf1HmebTxJMxb0Z6hh-gQO0GUs52oizZ97-pfSwEpi23UVUnGz-2in7Q-1.jpeg?fit=1200%2C1200&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":392851,"url":"https:\/\/climatescience.press\/?p=392851","url_meta":{"origin":410319,"position":2},"title":"Online realtor\u2019s \u201cclimate risk assessment\u201d attracts suspicion","author":"uwe.roland.gross","date":"04\/08\/2025","format":false,"excerpt":"Property owners of large estates looking to sell should make routine check-ins with their listings to make sure climate activists have not sabotaged the real value of what they are offering. Otherwise, they could be victimized by misinformation that discourages potential buyers. That\u2019s one of the key lessons a real\u2026","rel":"","context":"In \"climate activists\"","block_context":{"text":"climate activists","link":"https:\/\/climatescience.press\/?tag=climate-activists"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/08\/0AQPwhyUuBWg_d-DdqNmFIbM11Zm-tUrpOzYpHfXvEf6iBbCy7SDs_bQaOT7-5mTUl2J9Wcw7vhYAEownHaZYbtrPgTs29x_IZ-e0HKar9ko23-4hEnSABZNJoquiay5HWc1rhHZFRUPULfNg2pnfIp0Nowwnzw-1.jpeg?fit=1200%2C1200&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/08\/0AQPwhyUuBWg_d-DdqNmFIbM11Zm-tUrpOzYpHfXvEf6iBbCy7SDs_bQaOT7-5mTUl2J9Wcw7vhYAEownHaZYbtrPgTs29x_IZ-e0HKar9ko23-4hEnSABZNJoquiay5HWc1rhHZFRUPULfNg2pnfIp0Nowwnzw-1.jpeg?fit=1200%2C1200&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/08\/0AQPwhyUuBWg_d-DdqNmFIbM11Zm-tUrpOzYpHfXvEf6iBbCy7SDs_bQaOT7-5mTUl2J9Wcw7vhYAEownHaZYbtrPgTs29x_IZ-e0HKar9ko23-4hEnSABZNJoquiay5HWc1rhHZFRUPULfNg2pnfIp0Nowwnzw-1.jpeg?fit=1200%2C1200&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/08\/0AQPwhyUuBWg_d-DdqNmFIbM11Zm-tUrpOzYpHfXvEf6iBbCy7SDs_bQaOT7-5mTUl2J9Wcw7vhYAEownHaZYbtrPgTs29x_IZ-e0HKar9ko23-4hEnSABZNJoquiay5HWc1rhHZFRUPULfNg2pnfIp0Nowwnzw-1.jpeg?fit=1200%2C1200&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2025\/08\/0AQPwhyUuBWg_d-DdqNmFIbM11Zm-tUrpOzYpHfXvEf6iBbCy7SDs_bQaOT7-5mTUl2J9Wcw7vhYAEownHaZYbtrPgTs29x_IZ-e0HKar9ko23-4hEnSABZNJoquiay5HWc1rhHZFRUPULfNg2pnfIp0Nowwnzw-1.jpeg?fit=1200%2C1200&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":284488,"url":"https:\/\/climatescience.press\/?p=284488","url_meta":{"origin":410319,"position":3},"title":"Aussie Government Settles Climate Bond Disclosure Lawsuit","author":"uwe.roland.gross","date":"22\/10\/2023","format":false,"excerpt":"Thanks Katta O\u2019Donnell for destroying the climate movement and doesn\u2019t realize\u00a0that. Now it will be more difficult for financially incontinent politicians to borrow money. From Watts Up With That? Essay by Eric Worrall A green lawsuit which likely does more good than harm, by making it more difficult for financially\u2026","rel":"","context":"In \"Climate Bond\"","block_context":{"text":"Climate Bond","link":"https:\/\/climatescience.press\/?tag=climate-bond"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/02084726.jpg?fit=1200%2C750&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/02084726.jpg?fit=1200%2C750&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/02084726.jpg?fit=1200%2C750&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/02084726.jpg?fit=1200%2C750&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/02084726.jpg?fit=1200%2C750&ssl=1&resize=1050%2C600 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