{"id":299279,"date":"2024-02-01T13:19:03","date_gmt":"2024-02-01T12:19:03","guid":{"rendered":"https:\/\/climatescience.press\/?p=299279"},"modified":"2024-02-01T13:19:06","modified_gmt":"2024-02-01T12:19:06","slug":"insurance-industrys-fake-claims-of-increasing-storm-damage-are-not-supported-by-data","status":"publish","type":"post","link":"https:\/\/climatescience.press\/?p=299279","title":{"rendered":"Insurance Industry\u2019s Fake Claims Of Increasing Storm Damage Are Not Supported By\u00a0Data"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

<\/p>\n\n\n\n

From NOT A LOT OF PEOPLE KNOW THAT<\/a><\/p>\n\n\n\n

By Paul Homewood<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Climate change could push up <\/em>home insurance costs<\/em><\/a> by up to 20pc next year, according to the UK\u2019s biggest accountancy firm.<\/em><\/p>\n\n\n\n

Mohammad Khan, head of general insurance at PwC UK, said the increase in the number and severity of weather events means that insurers will need to increase the prices charged to consumers in order to cover the rising cost of claims.<\/em><\/p>\n\n\n\n

\u201cWe are having weather events more often and they are more severe. You can call it climate change or not but that is a fact and insurers have to <\/em>factor that into their pricing<\/em><\/a>. That is why premiums are going up,\u201d Mr Khan said.<\/em><\/p>\n\n\n\n

https:\/\/www.telegraph.co.uk\/money\/property\/climate-change-push-up-home-insurance-bills-20pc\/<\/a><\/p>\n\n\n\n

Mr Khan is telling lies to you.<\/p>\n\n\n\n

It\u2019s strange that his industry did not cut premiums last year, following just two named storms<\/a>.<\/p>\n\n\n\n

But what does the long term data tell us?<\/p>\n\n\n\n

The Environment Agency collate figures for the number of properties flooded each year in England in major events.<\/p>\n\n\n\n

A couple of years ago they sent me this table:<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

Since 2011 they have published annual reviews here<\/a>, though 2016\/17 is missing. Annual figures are recorded for the year to March, so the last numbers are for y\/e March 2023.<\/p>\n\n\n\n

I have tabulated the numbers for each year, along with the original table:<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

It is plainly untrue that floods have been affecting more properties in recent years. There are some years with high totals and others with low, but no obvious pattern.<\/p>\n\n\n\n

The Environment Agency included Wales until 2013, so those early numbers might be slightly overstated. However the EA table only included events where more than 250 properties were flooded, whereas since 2011\/12 this restriction does not apply. Last year, for instance, the total was only 160, which would not have been included under the previous  criteria.<\/p>\n\n\n\n

In short, the two factors tend to cancel  out.<\/p>\n\n\n\n

This year look like being slightly higher than the last few years, maybe around  3000,  but still well within the normal bounds  of variability. The number will certainly be much less  than some of those earlier years.<\/p>\n\n\n\n

As with every hyped story, the insurance will double down to use it as an excuse to raise premiums.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Mr Khan is telling lies to you.<\/p>\n","protected":false},"author":121246920,"featured_media":299286,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_crdt_document":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Mr Khan is telling lies to you.","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[691818056,691826671,691826668,691826667,691826669,691826670],"class_list":{"0":"post-299279","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-uncategorized","8":"tag-climate-change","9":"tag-flood","10":"tag-increasing-storm-damage","11":"tag-insurance-industry","12":"tag-mohammad-khan","13":"tag-pwc-uk","15":"fallback-thumbnail"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/02\/0fake-news-1.webp?fit=1280%2C720&ssl=1","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paxLW1-1fR5","jetpack-related-posts":[{"id":201520,"url":"https:\/\/climatescience.press\/?p=201520","url_meta":{"origin":299279,"position":0},"title":"Bank of England used false data and discredited scenarios to exaggerate climate costs","author":"uwe.roland.gross","date":"26\/05\/2022","format":false,"excerpt":"London, 26 May \u2013 Net Zero Watch has called on the Bank of England to withdraw its latest climate stress test report as critics expose the bank\u2019s use of false data and discredited scenarios. https:\/\/twitter.com\/RogerPielkeJr\/status\/1529145613945688064?s=20&t=DVuSQ4KyxOq76oEtO70DFg Experts have\u00a0criticised\u00a0the Bank of England\u2019s (BOE) climate stress test for adopting discredited projections of a\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2022\/05\/0Screenshot-2022-05-25-at-17.04.22.png?fit=1200%2C633&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2022\/05\/0Screenshot-2022-05-25-at-17.04.22.png?fit=1200%2C633&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2022\/05\/0Screenshot-2022-05-25-at-17.04.22.png?fit=1200%2C633&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2022\/05\/0Screenshot-2022-05-25-at-17.04.22.png?fit=1200%2C633&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2022\/05\/0Screenshot-2022-05-25-at-17.04.22.png?fit=1200%2C633&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":408403,"url":"https:\/\/climatescience.press\/?p=408403","url_meta":{"origin":299279,"position":1},"title":"False, Santa Fe New Mexican, Climate Change Isn\u2019t Causing Higher Insurance Rates or Dropped Coverage","author":"uwe.roland.gross","date":"15\/10\/2025","format":false,"excerpt":"A recent article posted at the\u00a0Santa Fe New Mexican\u00a0(SFNM), \u201cClimate change and the coming real estate calamity,\u201d claims that climate change is causing an increase in extreme and damaging weather, which then causes homes to be uninsurable. 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