{"id":281647,"date":"2023-10-03T12:58:26","date_gmt":"2023-10-03T10:58:26","guid":{"rendered":"https:\/\/climatescience.press\/?p=281647"},"modified":"2023-10-03T12:58:28","modified_gmt":"2023-10-03T10:58:28","slug":"evs-suddenly-become-uninsurable-unless-you-are-rich","status":"publish","type":"post","link":"https:\/\/climatescience.press\/?p=281647","title":{"rendered":"EV\u2019s suddenly become uninsurable (unless you are rich)"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"723\" height=\"723\" data-attachment-id=\"281651\" data-permalink=\"https:\/\/climatescience.press\/?attachment_id=281651\" data-orig-file=\"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-43\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?fit=723%2C723&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=723%2C723&#038;ssl=1\" alt=\"\" class=\"wp-image-281651\" srcset=\"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?w=1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=800%2C800&amp;ssl=1 800w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=600%2C600&amp;ssl=1 600w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=400%2C400&amp;ssl=1 400w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=200%2C200&amp;ssl=1 200w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=450%2C450&amp;ssl=1 450w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=60%2C60&amp;ssl=1 60w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?resize=550%2C550&amp;ssl=1 550w\" sizes=\"auto, (max-width: 723px) 100vw, 723px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From <a href=\"https:\/\/joannenova.com.au\/\">JoNova<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By Jo Nova<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"332\" data-attachment-id=\"281649\" data-permalink=\"https:\/\/climatescience.press\/?attachment_id=281649\" data-orig-file=\"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-42.png?fit=584%2C332&amp;ssl=1\" data-orig-size=\"584,332\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-42\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-42.png?fit=584%2C332&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-42.png?resize=584%2C332&#038;ssl=1\" alt=\"\" class=\"wp-image-281649\" style=\"width:760px;height:auto\" srcset=\"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-42.png?w=584&amp;ssl=1 584w, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-42.png?resize=300%2C171&amp;ssl=1 300w\" sizes=\"auto, (max-width: 584px) 100vw, 584px\" \/><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/commons.wikimedia.org\/wiki\/File:Japanese_car_accident.jpg\">Shuets Udono<\/a><\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Remember how we predicted insurance costs would rise when people realized that almost brand spanking&nbsp;<a href=\"https:\/\/joannenova.com.au\/2023\/03\/the-not-so-sustainable-evs-that-have-to-be-written-off-after-a-scratch\/\">new EV\u2019s were being written off for scratches<\/a>, because no one could test their battery and be sure it would not ignite? And then there was the news that after an accident,&nbsp;<a href=\"https:\/\/joannenova.com.au\/2023\/07\/after-an-accident-electric-cars-need-to-social-distance-in-case-they-blow-other-cars-up\/\">electric cars need to social distance, taking up as much as 50 times as much parking space, in case they blow other cars up<\/a>? Well, insurance companies have realized this too. One<a href=\"https:\/\/www.insurancetimes.co.uk\/news\/john-lewis-pauses-offering-ev-cover-after-underwriter-decision\/1445752.article\">&nbsp;underwriter has paused offering EV\u2019s insurance entirely,<\/a>&nbsp;while other companies are ramping up the rates by 60 \u2013 900%. What a shock:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><a href=\"https:\/\/www.theguardian.com\/money\/2023\/sep\/30\/the-quotes-were-5000-or-more-electric-vehicle-owners-face-soaring-insurance-costs\">\u2018The quotes were \u00a35,000 or more\u2019: electric vehicle owners face soaring insurance costs<\/a><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Zoe Wood, The Guardian<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the Facebook group, members share stories of horror renewal quotes, with increases ranging from 60% (up to \u00a31,100) to a staggering 940% (a jump from \u00a3447 to \u00a34,661, according to a screengrab shared by one driver).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cI spent weeks on every comparison site as well as trying individual insurers and specialist brokers, but either they wouldn\u2019t cover the car or the quotes were \u00a35,000 or more,\u201d says David, whose only change in circumstance was three points on a licence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Privilege, Vitality, Axa and the specialist broker Adrian Flux were among the brands he found were \u201cunable to insure him at this time\u201d before he nailed down a policy with Direct Line, albeit at a price.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Analysts say claims costs are 25% higher for electric cars, and that they also take about 14% longer to repair than a diesel or petrol equivalent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One former BBC reporter Alex Gerlis bought an EV, insured it with John Lewis, only to find after a year John Lewis said it had stopped insuring EV\u2019s altogether. Gerlis thought this \u201cflew in the face\u201d of the company saying it wanted to fight climate change and complained. This may have been the first time he realized that not everyone who \u201cwants to fight climate change\u201d is happy to lose their money on it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you own an EV and it is insured, you might be lucky if someone were to run into it in the car park.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">h\/t NetZeroWatch<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>From JoNova By Jo Nova Remember how we predicted insurance costs would rise when people realized that almost brand spanking&nbsp;new EV\u2019s were being written off for scratches, because no one could test their battery and be sure it would not ignite? And then there was the news that after an accident,&nbsp;electric cars need to social [&hellip;]<\/p>\n","protected":false},"author":121246920,"featured_media":281651,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_crdt_document":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Remember how we predicted insurance costs would rise when people realized that almost brand spanking\u00a0new EV\u2019s were being written off for scratches, because no one could test their battery and be sure it would not ignite? And then there was the news that a","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[691821977,691820860,691823242,691823241],"class_list":{"0":"post-281647","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-uncategorized","8":"tag-electric-vehicles-evs","9":"tag-insurance-bills","10":"tag-ramping-up-the-rates","11":"tag-uninsurable","13":"fallback-thumbnail"},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/image-43.png?fit=1024%2C1024&ssl=1","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paxLW1-1bgH","jetpack-related-posts":[{"id":284567,"url":"https:\/\/climatescience.press\/?p=284567","url_meta":{"origin":281647,"position":0},"title":"Electric cars risk becoming\u00a0uninsurable","author":"uwe.roland.gross","date":"22\/10\/2023","format":false,"excerpt":"Electric cars risk becoming effectively uninsurable due to costs involved in repairing their batteries, industry experts have warned. From Tallbloke's Talkshop \u00a0October 22, 2023 by\u00a0oldbrew Over-sensitive and unpredictable lithium-based batteries continue to be a headache, for various reasons. Is the EV industry really ready for prime time, as government \u2018net\u2026","rel":"","context":"In \"battery electric vehicle (BEVs)\"","block_context":{"text":"battery electric vehicle (BEVs)","link":"https:\/\/climatescience.press\/?tag=battery-electric-vehicle-bevs"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/00f80589_4afb79c6bfaf4d52b67cf023d54c6598mv2.jpg?fit=1051%2C701&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/00f80589_4afb79c6bfaf4d52b67cf023d54c6598mv2.jpg?fit=1051%2C701&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/00f80589_4afb79c6bfaf4d52b67cf023d54c6598mv2.jpg?fit=1051%2C701&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/00f80589_4afb79c6bfaf4d52b67cf023d54c6598mv2.jpg?fit=1051%2C701&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/00f80589_4afb79c6bfaf4d52b67cf023d54c6598mv2.jpg?fit=1051%2C701&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":284680,"url":"https:\/\/climatescience.press\/?p=284680","url_meta":{"origin":281647,"position":1},"title":"Electric cars risk becoming uninsurable \u2013 \u2018Difficulty pricing battery repairs forcing insurers to refuse cover\u2019","author":"uwe.roland.gross","date":"23\/10\/2023","format":false,"excerpt":"Disaster for EV drivers as their cars risk becoming \u2018uninsurable\u2019 due to battery repair costs. The battery is the most expensive single component of an electric car and also presents dangers when it is damaged. From ClimateDepot.com By\u00a0Marc Morano https:\/\/mailchi.mp\/b5a058bb108f\/electric-cars-risk-becoming-uninsurable-199212?e=0b1369f9f8 Net Zero Samizdat 21 October 2023 1) Electric cars risk\u2026","rel":"","context":"In \"electric vehicles (EVs)\"","block_context":{"text":"electric vehicles (EVs)","link":"https:\/\/climatescience.press\/?tag=electric-vehicles-evs"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/OIG-13-2.jpeg?fit=1024%2C1024&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/OIG-13-2.jpeg?fit=1024%2C1024&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/OIG-13-2.jpeg?fit=1024%2C1024&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/10\/OIG-13-2.jpeg?fit=1024%2C1024&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":330046,"url":"https:\/\/climatescience.press\/?p=330046","url_meta":{"origin":281647,"position":2},"title":"EVs twice as likely to kill pedestrians (and who knows how many cats, dogs, ducks and wombats?)","author":"uwe.roland.gross","date":"25\/05\/2024","format":false,"excerpt":"A new study shows electric cars are twice as likely to hit pedestrians compared to petrol and diesel cars. Presumably this is because EVs are so quiet. Though it\u2019s also possible the dash interfaces are hideous, and some menu options are more deadly and distracting than others. Or perhaps EV\u2026","rel":"","context":"In \"electric vehicles (EVs)\"","block_context":{"text":"electric vehicles (EVs)","link":"https:\/\/climatescience.press\/?tag=electric-vehicles-evs"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/05\/0Look-left-and-right-twice-before-crossing-the-road.jpg?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/05\/0Look-left-and-right-twice-before-crossing-the-road.jpg?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/05\/0Look-left-and-right-twice-before-crossing-the-road.jpg?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/05\/0Look-left-and-right-twice-before-crossing-the-road.jpg?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/05\/0Look-left-and-right-twice-before-crossing-the-road.jpg?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":298439,"url":"https:\/\/climatescience.press\/?p=298439","url_meta":{"origin":281647,"position":3},"title":"Electric cars cost twice as much to insure as petrol and diesel vehicles","author":"uwe.roland.gross","date":"25\/01\/2024","format":false,"excerpt":"Higher prices blamed on frequent insurance claims and complex technology","rel":"","context":"In \"electric vehicles (EVs)\"","block_context":{"text":"electric vehicles (EVs)","link":"https:\/\/climatescience.press\/?tag=electric-vehicles-evs"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/01\/OIG-90.jpeg?fit=1024%2C1024&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/01\/OIG-90.jpeg?fit=1024%2C1024&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/01\/OIG-90.jpeg?fit=1024%2C1024&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2024\/01\/OIG-90.jpeg?fit=1024%2C1024&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":248871,"url":"https:\/\/climatescience.press\/?p=248871","url_meta":{"origin":281647,"position":4},"title":"Scratched EV battery? Your insurer may have to junk the whole car","author":"uwe.roland.gross","date":"21\/03\/2023","format":false,"excerpt":". As emissions are much higher for building an EV, as opposed to a petrol car, the fact that EVs may be scrapped prematurely is a double whammy, both in terms of the emissions involved in battery production as well as the car as a whole.","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-849.png?fit=1200%2C674&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-849.png?fit=1200%2C674&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-849.png?fit=1200%2C674&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-849.png?fit=1200%2C674&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-849.png?fit=1200%2C674&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":249372,"url":"https:\/\/climatescience.press\/?p=249372","url_meta":{"origin":281647,"position":5},"title":"Claim: Insurers are Writing Off Electric Vehicles with Minor Damage","author":"uwe.roland.gross","date":"24\/03\/2023","format":false,"excerpt":"Would you want to drive an EV whose batteries might have been subtly damaged by a minor collision, even if there were no visible signs of damage?","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-1013.png?fit=1200%2C798&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-1013.png?fit=1200%2C798&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-1013.png?fit=1200%2C798&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-1013.png?fit=1200%2C798&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/climatescience.press\/wp-content\/uploads\/2023\/03\/image-1013.png?fit=1200%2C798&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/climatescience.press\/index.php?rest_route=\/wp\/v2\/posts\/281647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/climatescience.press\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/climatescience.press\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/climatescience.press\/index.php?rest_route=\/wp\/v2\/users\/121246920"}],"replies":[{"embeddable":true,"href":"https:\/\/climatescience.press\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=281647"}],"version-history":[{"count":4,"href":"https:\/\/climatescience.press\/index.php?rest_route=\/wp\/v2\/posts\/281647\/revisions"}],"predecessor-version":[{"id":281653,"href":"https:\/\/climatescience.press\/index.php?rest_route=\/wp\/v2\/posts\/281647\/revisions\/281653"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/climatescience.press\/index.php?rest_route=\/wp\/v2\/media\/281651"}],"wp:attachment":[{"href":"https:\/\/climatescience.press\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=281647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/climatescience.press\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=281647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/climatescience.press\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=281647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}